Cohort LTV Calculator

Calculate cohort lifetime value from monthly retention curves — the cleanest LTV methodology for SaaS and DTC subscription businesses.

Inputs

Cohort LTV

Run calculation

Avg lifespan (months)
Simple LTV
Discounted cohort LTV
Suggested max CAC

Why discounted LTV beats simple LTV

Simple LTV overstates value because it assigns the same value to revenue ten years from now as to revenue this month. Discounted cohort LTV applies a discount rate to future cash flows.

Frequently Asked Questions

What discount rate?
10-15% for SaaS, 8-12% for DTC subscription.

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